Annuities for Retirement Protection, Income, and Confidence
Annuities are financial products designed to help protect retirement savings, create income options, and provide more confidence during retirement.
Request an Annuity ReviewFixed Indexed Annuities
Crediting potential linked to market indexes with protection of principal from market loss, subject to caps, participation rates, fees, and policy terms.
Income Annuities
Designed to help create a stream of income in retirement based on contract terms; income amounts and options vary by carrier and product.
Retirement Income
Convert a portion of savings into income options based on contract design and elections.
Principal Protection
Certain annuity contracts protect principal from market loss, subject to surrender charges, fees, and the claims-paying ability of the issuing carrier.
Tax-Deferred Growth
Earnings grow tax-deferred until withdrawal. Withdrawals are taxed as ordinary income; withdrawals before age 59½ may be subject to an IRS penalty.
Legacy Planning
Beneficiary planning conversations may include death benefit features available within the contract.
Annuities are long-term insurance products designed for retirement. Surrender charges, fees, and tax consequences may apply to early withdrawals; withdrawals prior to age 59½ may be subject to an IRS penalty. Indexed annuities are not investments in the stock market. Product features, indexes, caps, participation rates, and guarantees vary by carrier, product, and state. Guarantees are backed by the claims-paying ability of the issuing insurance company.